| Loan Rates |
| Loan
Type |
Approximate
Term |
Annual
Percentage
Rate |
New
Vehicle Advances
2001 Models
2001-2000 Models |
Up to 84 Months
for Loan Balances
\$25,000 or more
Up to 72 Months |
7.00%
7.00% |
Used
Vehicle Advances
1999-1997 Models
1996 Models
1995-1993 Models |
Up to 48 Months
Up to 36 Months
Up to 24 Months |
9.00%
9.00%
9.00% |
| Home Improvement |
60 Months |
14.00% |
Share
or Certificate
Secured Advances
Shared Secure
Advances |
Up to 144 Months
Up to 144 Months
|
8.00%
5.00% |
Stock
Secured Advances
100% Secured |
Up to 60 Months |
12.00% |
| Tuition
Advances |
Up to 144 Months |
15.00% |
Line
of Credit & Overdraft
Protection Advances |
Up to 42 Months |
15.00% |
All Other
Signature &
Secured Advances |
60 Months
48 Months
36 Months
24 Months
12 Months |
17.00%
15.00%
14.00%
13.00%
12.00% |
Home Equity
Mortgage Loans |
Up to 20 Years |
10.25% |
**All rates in effect are subject to
change without notice.
|
